Creating and staying on a budget can be very difficult especially during the Holiday Season. The demands on our wallets can leave us in danger of going not only over budget but also into debt… In this article I will talk about a system that our family has adopted that has helped to give us a better understanding of where our money is going and how we put it to use!
I’m going to share how I Implemented this system personally but by no means am I any type of financial advisor. I can only speak from my experience and I hope you take it for what it’s worth and that it’s helpful to you!
These are the steps I took in order to get on a Cash System –
- Get your Spendvelopes Today!
- Check out Dave Ramsey’s “Total Money Makeover”
- Be ready to say “no” to some things so you can say ‘YES’ to more important things! Our view of nice dinners out and excessive spending has changed since we have set this system in play. It has really given us the ability to make better choices in where our money goes and for that I am grateful!